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Boat Owners Coverage

"Basic Coverage " – Boat Owners:

  • Agreed Value Coverage, based on the amount of insurance you purchase
  • Personal Property and Unattached Equipment equal to 10% of the value of the boat
  • Loss or Damage to any Rudder, Propeller, Strut, Shaft or Machinery inside or outside your boat
  • Recovery Costs for your stranded or sunken boat
  • Newly acquired boat, motor or trailer
  • Temporary substitute coverage while your insured boat is being repaired
  • Watercraft on land or water of the Continental United States and Canada, except coastal waters
  • Liability Protection
  • Medical Expense coverage

Optional Coverage - Boat Owners
(for an additional charge)

  • Uninsured Watercraft Coverage
  • Increased coverage limits for personal, unattached equipment
  • Towing and Emergency Assistance coverage
  • Auxiliary Watercraft Coverage
  • Extension to Coastal Waters Coverage

Whether you own a powerboat, sailboat or a canoe, our Boat Owners program provides the personal protection you need. This flexible program is specifically designed for family owned and operated watercraft 40 feet or less in length.


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