The Additions of The Broad Homeowners Policy That cover against these important "Broad Form" perils.

• Broad Theft - Includes: loss of property from known place where probability of theft exists
• Broad Vehicle Damage - Covering damage to your home, by cars owned or operated by your family.
• Broad Smoke Damage - Covering all smoke losses, except agricultural or industrial operations.
• Heating or Heater Losses - (Explosion, etc., of steam or hot water heating system and appliances)
• Weight of Snow - Loss due to weight of ice, snow or sleet to buildings and contents.
• Collapse - Loss due to collapse of buildings, including damage to gutters, downspouts.
• Falling Objects - Damage caused by falling trees or other objects from an outside source.
• Freezing - of plumbing, heating and air conditioning systems and appliances.
• Electrical Injury - to appliances (not tubes, transistors) from artificially generated electricity