Home Owners Life/Disability Auto Motorcycle Boat Personal Umbrella

Policy Description Basic Homeowners Broad Homeowners Special Homeowners Compre. Homeowners Adequate Coverage Replacement Cost Large Deductible Renters Flood Tornado

Term Whole Life Universal Life Juvenile Life Disability

Policy Description Best Value/Dollar Blue Book Value

Property Casuality Niche Programs Employee Benefits

Property Bldg. Laws Safeguards General Liability Emp, Benefit Liab. Employer Liability Aircraft Products Liab. Sexual Harassment Dir. & Officers Liab. Professional Liability Elect. Data Proc. Cov. Kidnap or Ransom

Real Estate Brokers Capital Goods Manufact. Artisan Contractors Water Dealers Moving & Stor. Agenc. Religious Org. Program Not For Profit Org. Metalworkers

Traditional Voluntary Communications

[D008]

debit

With respect to life insurance:

1) The amount of premium that is charged (or debited) against an agent for collection.

2) The book of business the premiums charged against an agent consist of.

3) In regard to the book of business charged to an agent, it may be the territory those insureds are located in.

4) In regard to the book of business charged to an agent, it may be the number of insureds assigned for premium collection.

With respect to commercial property and liability insurance: during the premium calculation process, debits refer to surcharges that may be assessed against an insured based on adverse individual risk characteristics or adverse loss experience, justifiable by verifiable facts. The factors qualifying for debit or surcharges are filed by the insurer and are approved by the various state jurisdictions.

Copyright: The Rough Notes Company, Inc., 1998, All Rights Reserved. 3040100