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Property Bldg. Laws Safeguards General Liability Emp, Benefit Liab. Employer Liability Aircraft Products Liab. Sexual Harassment Dir. & Officers Liab. Professional Liability Elect. Data Proc. Cov. Kidnap or Ransom
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We offer a rate for nearly every rider and every cycle. We offer a range of coverages -- from liability to comprehensive to uninsured motorist -- and can quote a rate for every risk. We offer:
Coverage is also available for Uninsured/Underinsured Motorist, Medical Coverage, Roadside Assistance, Custom Parts and Equipment.
Special policy options are also available for Custom Bikes and Collector Bikes
Here are some general descriptions of coverage available under our insurance policy. Please keep in mind that these descriptions do not describe all of the terms, conditions, limitations, or exclusions found in your policy, nor do they modify or change your policy. To fully understand your coverage please refer to your policy. Coverage for an accident is subject to the terms and conditions of the specific policy issued to you.
Bodily Injury and Property Damage Liability Coverage covers your legal liability for an accident where there is damage or injuries for someone else up to the limit of liability you select. Your insurance company pays for the cost to replace or repair damaged property, the medical bills and wage loss incurred by an injured person, and other damages you are legally obligated to pay as result of an accident. Some states have special requirements for Guest Passenger Liability.
Provides protection for legal liability in the event that a guest passenger is injured on the insured motorcycle.
Comprehensive and Collision Coverage covers the cost to repair or replace your motorcycle if it is stolen or damaged in an accident, no matter who is at fault. You share in this cost by paying a deductible. Under Collision Coverage, your insurance company pays for damage caused when you collide with another vehicle or object. Under Comprehensive Coverage, your insurance company pays for damage caused by an event other than collision, such as fire, theft, or vandalism.
Uninsured Motorist Bodily Injury Coverage pays for medical treatment, wage loss, and other damages you would have received from the other person's insurance company, had they been insured.
Underinsured Motorist Bodily Injury coverage is similar to Uninsured Motorist Coverage, but is designed to cover the gap between the other person's liability limits and the liability limit for Underinsured Motorist Bodily Injury Coverage that you select.
Uninsured Motorist Property Damage Coverage covers damages to your vehicle caused by someone who does not have insurance.
Medical Payments Coverage covers the cost of necessary medical care provided to you as a result of a motorcycle accident and applies no matter who is at fault. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. In some states, this coverage only applies after other medical insurance is exhausted.
When coverage is afforded under the Comprehensive and Collision portion of your policy, factory standard equipment is covered. The following is a list of items that would require you to purchase Custom Parts and Equipment coverage:
At Wagner Insurance we write for 
Insurance Company the #1 insurer, of Motorcycles in the U.S.
We know bikes and riders. That's why we have a rate for nearly every rider and every cycle. From Harleys, sport bikes, cruisers and touring bikes, we insures them all.
