The Basic Homeowners policy is made-to-order for young families who own small homes and for older people who live on reduced incomes. For these families, who may have relatively modest values, insurance to fit their individual requirements is like securing rugs or carpets for relatively small rooms

The Broad Homeowners policy is designed with the modern active family in mind. Like rugs or carpets needed to cover larger floor areas and to withstand harder wear, this policy has a broader protection base. It is better suited for families who have many activities and interests, with moderate to substantial values

The Special Homeowners policy is ideal for families who have moved up to finer homes and furnished them with valuable possessions. Like carpets or rugs suitable for more spacious living, this policy provides still broader insurance protection with greater peace of 
mind and security for the homeowner and their family.

The Comprehensive Homeowners (aka Executive) policy is the "fine arts" of insurance. Like wall-to-wall carpeting of the highest quality, it is insurance at its best. It is designed for families whose primary concern is for adequate and complete insurance protection for property and possessions of outstanding quality and value, irrespective of price.