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In the case of a loss, Renters Insurance covers the replacement cost of your valuable personal property kept in the home or apartment you are renting. Renters insurance also offers personal liability coverage to cover you and your family against legal liability for bodily injury and property damage to others arising out of personal activities on and off your premises.
Tenants Comprehensive Form offers the broadest possible protection. Your loss is covered unless its cause is specifically excluded in the policy. The Tenants Broad Form Policy offers “Named-Peril” coverage for personal property loss due to fire, wind, theft and vandalism. Both include personal liability coverage.