The Special Homeowners Insurance Policy

The SPECIAL Homeowners policy extends the protection of both the BASIC and BROAD Homeowners policy to insure against many more perils and risks. It provides the best protection yet devised for your residential buildings with broad perils coverage for your personal property.

Review BASIC coverage
Review BROAD coverage

The Additions of The Special Homeowners Policy
That cover "All Physical Damage" coverage on your residence:

Water Seepage - in attic during sudden downpour causes plaster ceiling to collapse.
Spillage of Chemicals - e.g. spilled bleach spots and discolors tile floor in your family room.
Overheated Appliance - e.g. failure of thermostat causes coffee maker to scorch kitchen counter.
Accidental Damage - e.g. septic tank is struck, punctured as tree is being planted in your yard.
Other Accidental Losses - to your residence which are not specifically excluded under your policy.

Comprehensive, also known as, Executive Insurance provides the most extensive coverage.

With every Homeowners insurance quote you will receive a Replacement Cost Evaluation of your home. The evaluation is valuable information and it is shared freely from us with no obligation to you. This evaluation should be used to insure that future claims will be paid on a Replacement Cost basis from your insurance carrier.

You will sleep well with the knowledge that your family is safe and protected