Ohio employers are finding themselves in an uncomfortable position. In the past, you, as an employer in this state, have relied on the Ohio Intentional Tort Fund to provide you with coverage for damages payable for so-called "intentional torts." The Ohio Supreme Court has ruled the fund unconstitutional, thus, exposing you to intentional tort liability.
We want to provide you with the insurance coverage you need. That's why the Employers Liability Coverage-Ohio was developed.
Ohio Employers who participate in the State Workers' Compensation program or qualified self-insurers for Workers' Compensation in the State of Ohio may be eligible for this coverage. We can help you determine your eligibility.
This insurance is written in conjunction with your business package and closely adheres to the ruling of the Ohio Supreme Court. Note that bolidy injury to your employees resultingfrom an Intentional Act is always considered outside the employment replationship.The definition of Intentional Act conforms to that of the Ohio Supreme Court.
These features are avaliable:
We base your rate on your Ohio Workers' Compensation premium. By doing so, you benefit from your good workers' compensation experience. We have one of the broadest umbrella liability policies available in the industry today. You gain an increased amount of coverage when you put our umbrella over Employers Liability Coverage-Ohio.