Special Event Insurance

The Main Event

Our product is designed to provide General Liability and/or Liquor Liability coverage for short-term events. Events with up to 10,000 attendees/10,000 consumers per day are eligible on most risks. We provide automatic coverage for volunteers and temporary or leased workers. The property owner can be included as an additional insured for no added charge.

The Host

Our product is designed for events featuring Host Liquor Liability exposures when purchased with General Liability. One-day events with 500 attendees or less are eligible.

Separate limits are provided for Host Liquor Liability and General Liability. The property owner can be included as an additional insured for no added charge.

Special Event Product Features

  • Occurrence coverage
  • Defense costs outside of policy limits
  • Automatic coverage for Volunteers, Temporary or Leased Workers, and Committee Members
  • Medical Payments coverage provided
  • Coverage for Damage to Rented Premises provided
  • No deductible

Wedding Plus

Our product is designed to cover General Liability and Host Liquor Liability for weddings. One-day events with 500 attendees or less are eligible. Rehearsal date can be included for no additional charge. General Liability and Host Liquor Liability have separate limits. $1,000 sublimit included for lost deposits and attire.

Wedding Plus Product Features

  • Separate limits for General Liability and Host Liquor Liability
  • Rehearsal date can be included for no additional charge
  • $1,000 sublimit included for lost deposits and attire
  • Up to three approved Additional Insureds can be included at no additional charge
  • Coverage for damage to rented premises
  • Medical payments coverage
  • Food and beverage product liability included in the General Aggregate

GOLF... Hole In One - The Long Shot

Our Long Shot Product is designed to offer Prize Indemnification Coverage for hole in one contests at golf tournaments. Prize value for up to $50,000 per hole and multiple holes can be covered on one policy. Coverage can be for a one day tournament or multiple days. Additional insureds can be included at no charge.

Long Shot Product Features:

  • If a hole in one is made, an additional 20% of the prize value will be paid to the charity
  • Unlimited prize restoration
  • Competitive minimum premiums starting at $200
  • Ladies permitted to shoot from the regular ladies tee box
  • No deductible