Artisan Contractors Insurance

Our Package for Artisan Contractors

You can select from a wide range of optional coverages to protect the exposures unique to your business. Simple, broad coverage, flexibility for a "custom fit" AND our commitment for maximum coverage at a reasonable cost has never been so clear.

Who is eligible?

Artisan contractors with up to 15 employees and receipts up to $1.5 million may qualify. As an added convenience, we can also quote the cost of your business insurance on the spot.

The nucleus ... broad commercial liability protection.

The commercial liability automatically provided under This program is among the broadest in the insurance marketplace. Amounts of coverage range from $300,000 to $1,000,000 per occurrence. In addition, we provide an aggregate which is twice the occurrence amount AND the aggregate applies separately to each of your projects. The many broadened liability features provided are listed in the proposal for your convenience.

Optional coverages ... for added protection.

Our program offers a wide variety of optional coverages which allow you to tailor your insurance program to your specific needs.

  • Building or Business Personal Property Coverage "special" cause of loss, provides comprehensive protection for these important investments.
  • Contractors Tools and Equipment Floaters offer coverage while at or away from the job site.
  • Builders Risk or Installation Floater Coverage protects your work in process until completion of the job.
  • Crime Coverage includes Employee Dishonesty up to $100,000 and Money and Securities up to $5,000 while on or off premises.
  • Electronic Data Processing Coverage provides unique protection (including mechanical breakdown) for your equipment, data and media.