As an owner of an industrial or manufacturing business, you have unique insurance needs. Selection of the appropriate insurance plan is essential. You can count on us to protect your business with a superior insurance plan.
The Metalworkers Package Policy is a Commercial Package customized with distinctive coverage enhancements for businesses engaged in metalworking.
Our Metalworkers Package Policy automatically adds or increases six coverages at no additional cost, providing protection above and beyond most package policies.
And because you'll want to reinforce your policy, you can purchase a convenient group of coverages packaged into one affordable option.
It strengthens your policy by adding higher limits and coverages not available from other insurers or from standard commercial package policies:
You can choose from a wide variety of optional coverages as you custom fit our program to your specific needs.
Umbrella policies cover unforeseen catastrophic liability losses.
Our Commercial Umbrella supplements your basic policies with higher liability limits and expanded coverage. It makes good business sense to have an umbrella policy given today's high legal verdicts and awards.
Boiler & Machinery coverage protects you against losses caused by explosion and accidental mechanical breakdown of equipment like production machinery, pressure vessels, boiler and air conditioning units.
Building Laws Safeguard covers increased cost of construction after a loss due to enforcement of local ordinances, zoning laws or even federal laws like the Americans with Disabilities Act. You get three coverages in one affordable endorsement, with up to $250,000 to pay for increased construction cost, loss to undamaged property and demolition cost.
The Commercial Property Coverage Extension Option conveniently packages nine coverage amount increases or additional property coverages.
We prefer to do what many companies refuse to do.offer multi-year (and in some cases five-year) rate guarantees on most coverages except automobile, which is reviewed annually.