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Real Estate Broker Insurance

Real Estate Broker Insurance

Realtors Policy is a commercial insurance package that combines property and liability coverages (not to mention many other coverages) into one program-at a very competitive cost.

Features Realtors Appreciate

  • "Special Cause of Loss Coverage" with no coinsurance penalty on your building and business personal property, including extensions for your property in transit and off premises.
  • Loss of business income and extra expense coverages for your actual loss for a period up to 12 months when your business is interrupted due to a covered claim, including failure of off premises power and water supply.
  • Theft of money coverage up to $ 1 0,000 on premises and $2,500 off premises.
  • Employee dishonesty protection up to $10,000.
  • Accounts receivable coverage up to $25,000.
  • Valuable papers coverage up to $25,000.
  • Computer equipment, data and media coverage up to $100,000.
  • Peak season coverage automatically increases your contents coverage up to an additional 25% during peak sales periods.

Our Program Provides

Errors & Omissions

  • Each Claim/Aggregate limits of $100,000, $250,000, $500,000, $1,000,000 and $2,000,000 with additional options available.
  • Full Prior Acts coverage available to those who qualify.
  • Deductible options of $0, $1,000, $1,500, $2,500, $3,500 $5,000 and $10,000 (higher options are available).
  • Extended Reporting Period option includes a Retiree Provision for those Named Insured's who have retired or whose operation has dissolved.

Premium Discounts may be available for

  • Loss Control Seminar Attendance
  • Use of Standard Contracts
  • Homeowners Warranty
  • Use of Disclosure Forms
  • No Loss/Low Loss Experience
  • Payment Plans with no finance charge, just a small, per payment fee